--- title: "Arizona Hard Money Lenders (2026): 10 Compared | LenderTracker" description: "10 hard money lenders that confirm they lend in Arizona, with “starting at” rates, LTV, FICO and loan size where published, each dated. Free and independent." canonical: https://lendertracker.com/arizona-hard-money-lenders/ last_updated: 2026-10-16 content_signal: "search=yes, ai-input=yes, ai-train=yes" --- Canonical URL: (this is the Markdown version of that page). Last updated October 16, 2026. # Arizona Hard Money Lenders 10 lenders confirm Arizona coverage. Terms checked October 16, 2026. LenderTracker is an independent directory. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. [Full disclosure](https://lendertracker.com/disclosure/). 10 lenders we track say they lend in Arizona and offer short-term, asset-based loans (lenders tagged hard money or bridge). This list only includes lenders that name Arizona on their website or in their own marketing. It’s a starting point for comparison, not a recommendation. Terms change often, so confirm everything with the lender. 10 lenders · data checked October 16, 2026 More in Arizona: [All Arizona lenders (12)](https://lendertracker.com/arizona-lenders/) · [Arizona DSCR lenders (8)](https://lendertracker.com/arizona-dscr-lenders/) · [Arizona fix-and-flip lenders (9)](https://lendertracker.com/arizona-fix-and-flip-lenders/) | Lender | Loan types | Advertised rate (“starting at”) | Max purchase LTV | Min FICO | Loan size | State coverage source | |---|---|---|---|---|---|---| | [Active Funding Group](https://lendertracker.com/lenders/active-funding-group/) · Direct to investors | Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [B.E. Lending](https://lendertracker.com/lenders/be-lending/) · Direct and wholesale | Fix & flip, Bridge, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [Capital Fund 1](https://lendertracker.com/lenders/capital-fund-1/) · Direct and wholesale | DSCR / rental, Fix & flip, Bridge, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [Dominion Financial Services](https://lendertracker.com/lenders/dominion-financial-services/) · Direct to investors | DSCR / rental, Bridge | Not published | 80% (checked October 16, 2026) | 640 (checked October 16, 2026) | Not published | Lender’s website | | [Hilton Financial Corporation](https://lendertracker.com/lenders/hilton-financial/) · Not published | Fix & flip, Bridge, Hard money | Not published | 69% (as of October 13, 2026) | Not published | Not published | Lender’s own marketing | | [Kenwood Mortgage Investments](https://lendertracker.com/lenders/kenwood-mortgage-investments/) · Direct to investors · Disclosure: LenderTracker’s creator is an MLO here (doesn’t own it). [Details](https://lendertracker.com/disclosure/) | Fix & flip, Bridge, Hard money, Ground-up construction | Not published | 80% (checked October 16, 2026) | Not published | $50K–$25M (checked October 16, 2026) | Lender’s website | | [LendingOne](https://lendertracker.com/lenders/lendingone/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | Not published | $85K–$3M (checked October 16, 2026) | Lender’s website | | [Lima One Capital](https://lendertracker.com/lenders/lima-one-capital/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | Not published | $100K–$5M (checked October 16, 2026) | Lender’s website | | [Longleaf Lending](https://lendertracker.com/lenders/longleaf-lending/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | 640 (checked October 16, 2026) | $75K–$2M (checked October 16, 2026) | Lender’s website | | [Rain City Capital](https://lendertracker.com/lenders/rain-city-capital/) · Direct to investors | DSCR / rental, Fix & flip, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | Rates are advertised “starting at” floors from the lender’s own published materials, not quotes, each shown with the date it was published. “Not published” means we didn’t find that figure on the lender’s site or in its marketing. We never estimate. Figures without an email date come from the lender’s website on the date checked. Lenders that say “nationwide” without listing states aren’t included, because their coverage is unknown. Lenders are listed alphabetically and no placement is paid. [How we collect data](https://lendertracker.com/about/). ## 3 more lenders we’re watching in Arizona (no published terms) These lenders exist and offer the loan types shown (we checked their websites), but haven’t published terms we can show yet. We don’t show any terms for them. Contact them directly for pricing. - [A & A Funding Corp.](https://lendertracker.com/lenders/a-a-funding/) (AZ) Hard money, Bridge - [Boomerang Capital Partners](https://lendertracker.com/lenders/boomerang-capital/) (AZ) (TN) Fix & flip, Hard money - [Phoenix Hard Money](https://lendertracker.com/lenders/phoenix-hard-money/) (AZ) Fix & flip, Hard money ## Before you apply Give each lender the same scenario (property address, price or value, rehab budget or rent, credit score, loan amount, exit plan) and compare written term sheets: rate, points, fees, max LTV or LTC, reserves and any prepayment penalty. Business-purpose lending rules vary by state, so confirm the lender can close in Arizona for your property type. [Open the full comparison table filtered to Arizona →](https://lendertracker.com/?state=AZ) ## Arizona hard money lender FAQ ### How many hard money lenders lend in Arizona? 10 lenders we track say on their own website or in their own marketing that they lend in Arizona and offer short-term, asset-based loans (lenders tagged hard money or bridge): Active Funding Group, B.E. Lending, Capital Fund 1, Dominion Financial Services, Hilton Financial Corporation, Kenwood Mortgage Investments, LendingOne, Lima One Capital, Longleaf Lending and Rain City Capital. Lenders that only say “nationwide” without listing states aren’t counted, because their coverage is unknown. We’re also watching 3 more that haven’t published terms. Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender. ### What is the lowest minimum credit score hard money lenders in Arizona publish? 2 of the 10 hard money lenders publish a minimum credit score. The lowest published minimum is 640 (Dominion Financial Services and Longleaf Lending). 8 don’t publish one on the pages we checked. A lender’s lowest minimum often applies to only one program, so check the program details. ### What is the highest purchase LTV hard money lenders in Arizona publish? The highest published max purchase LTV is 80% (Dominion Financial Services, Kenwood Mortgage Investments, LendingOne, Lima One Capital and Longleaf Lending). 6 of the 10 publish a max purchase LTV. Maximums usually depend on credit score, experience and property type. Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender. ### What loan sizes do hard money lenders in Arizona offer? Among lenders that publish loan sizes, the smallest published minimum loan is $50K (Kenwood Mortgage Investments) and the largest published maximum is $25M (Kenwood Mortgage Investments). Disclosure: LenderTracker’s creator is a licensed MLO with Kenwood Mortgage Investments (doesn’t own it); it’s listed like every other lender. ### Do hard money lenders in Arizona publish interest rates? None of the 10 hard money lenders has published a current advertised starting rate that we’ve found (we treat anything older than 180 days as historical). Expect to request a written term sheet for your scenario. ### Does LenderTracker get paid to list or rank these lenders? No. Lenders are listed alphabetically, no placement is paid, and LenderTracker takes no per-loan or per-lead fees. Our disclosure page explains who runs the site and any relationships. Information on LenderTracker is for general research only and is not lending, legal, tax or investment advice. Not an offer or commitment to lend. Lender names and trademarks belong to their owners. © 2026 LenderTracker. --- Disclosure: LenderTracker is created by Alex English, a licensed real estate agent and a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments (Alex doesn't own it; it is listed like every other lender, with no special placement). Alex also makes business-purpose private money loans. None of Alex's own private lending entities are listed. LenderTracker takes no per-loan or per-lead fees and does not broker loans. Full disclosure: https://lendertracker.com/disclosure/