:root{--bg:#f7f8fa;--card:#fff;--ink:#0f1b2d;--muted:#5b6778;--line:#e3e7ee;--brand:#0b5fff;--brand-ink:#fff;--accent:#0fa37f;--warn:#b26a00;--navy:#0f1b2d;--radius:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.55 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Inter,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;flex-wrap:wrap}
.logo{color:#fff;font-weight:800;font-size:20px;letter-spacing:-.02em}.logo span{color:#5ec8ff}
nav.main a{color:#d6deea;margin-left:18px;font-size:14px}nav.main a:hover{color:#fff}
.hero{background:linear-gradient(180deg,var(--navy),#172a46);color:#fff;padding:36px 0 44px}
.hero h1{font-size:clamp(26px,4vw,40px);line-height:1.15;margin:0 0 10px;letter-spacing:-.02em}
.hero p{color:#c9d4e4;max-width:760px;margin:0 0 6px;font-size:17px}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.badges span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:4px 10px;border-radius:999px;font-size:13px;color:#e3ebf6}
main{padding:24px 0 48px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin-bottom:20px}
.filters{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;align-items:end}
.filters label{display:block;font-size:12px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px}
.filters select,.filters input[type=number],.filters input[type=search]{width:100%;padding:9px 10px;border:1px solid var(--line);border-radius:8px;font-size:15px;background:#fff;color:var(--ink)}
.checks{display:flex;gap:14px;flex-wrap:wrap;align-items:center;font-size:14px}.checks label{text-transform:none;letter-spacing:0;font-weight:500;color:var(--ink);display:flex;gap:6px;align-items:center;margin:0}
.resultbar{display:flex;justify-content:space-between;align-items:center;margin:14px 0 8px;font-size:14px;color:var(--muted);flex-wrap:wrap;gap:8px}
button,.btn{display:inline-block;background:var(--brand);color:var(--brand-ink);border:0;border-radius:8px;padding:10px 16px;font-weight:600;font-size:15px;cursor:pointer}
.btn.ghost{background:transparent;color:var(--brand);border:1px solid var(--brand)}button.link{background:none;color:var(--brand);padding:0;font-weight:500}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table.grid{border-collapse:collapse;width:100%;font-size:14px;min-width:980px}
table.grid th,table.grid td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.grid th{background:#f1f4f9;font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);position:sticky;top:0;white-space:nowrap}
table.grid th[data-sort]{cursor:pointer;user-select:none}table.grid th[data-sort]:after{content:" ↕";opacity:.4}
table.grid th.asc:after{content:" ↑";opacity:1}table.grid th.desc:after{content:" ↓";opacity:1}
table.grid td:first-child,table.grid th:first-child{position:sticky;left:0;background:inherit;z-index:1}
table.grid tbody tr{background:#fff}table.grid tbody tr:hover{background:#f8fbff}
td .name{font-weight:700;color:var(--ink)}td .sub{display:block;font-size:12px;color:var(--muted)}
.tag{display:inline-block;font-size:11px;padding:2px 7px;border-radius:999px;background:#eef3ff;color:#2a4fb8;margin:0 4px 4px 0;white-space:nowrap}
.tag.t-fix-flip{background:#fff3e6;color:#9a4d00}.tag.t-bridge{background:#f0ecff;color:#5530b8}.tag.t-hard-money{background:#ffecec;color:#a42828}
.yes{color:var(--accent);font-weight:700}.no{color:#a42828;font-weight:600}.unk{color:#9aa4b2}
.cov-unconfirmed{color:var(--warn);font-size:12px}
.note{font-size:13px;color:var(--muted)}
.grid2{display:grid;grid-template-columns:2fr 1fr;gap:20px}@media(max-width:860px){.grid2{grid-template-columns:1fr}}
dl.terms{display:grid;grid-template-columns:200px 1fr;gap:8px 16px;margin:0}dl.terms dt{color:var(--muted);font-size:14px}dl.terms dd{margin:0;font-weight:600}
@media(max-width:600px){dl.terms{grid-template-columns:1fr}dl.terms dd{margin-bottom:8px}}
.newsletter{background:#eaf1ff;border:1px solid #cfdcff}
.newsletter form{display:flex;gap:8px;flex-wrap:wrap}.newsletter input[type=email]{flex:1;min-width:220px;padding:10px 12px;border:1px solid #b9c9f5;border-radius:8px;font-size:15px}
.form label{display:block;font-weight:600;font-size:14px;margin:12px 0 4px}.form input,.form select,.form textarea{width:100%;padding:10px;border:1px solid var(--line);border-radius:8px;font:inherit}
.todo{background:#fff8e6;border:1px dashed #e0b300;color:#6b5300;padding:8px 12px;border-radius:8px;font-size:13px;margin:10px 0}
.disclosure-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);font-size:13px;color:var(--muted);padding:10px 0}
footer.site{background:var(--navy);color:#9fb0c8;font-size:14px;padding:28px 0}footer.site a{color:#d6deea}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:20px}
.linklist{columns:4 170px;padding:0;list-style:none;font-size:14px}.linklist li{margin:2px 0}
h2{font-size:22px;letter-spacing:-.01em;margin:0 0 10px}h3{font-size:17px;margin:18px 0 8px}
.crumbs{font-size:13px;color:#9fb0c8;margin-bottom:8px}.crumbs a{color:#c9d4e4}
@media(max-width:640px){
 header.site .wrap{min-height:52px;padding-top:8px;padding-bottom:8px}
 nav.main{display:flex;gap:14px;overflow-x:auto;white-space:nowrap;width:100%;padding-bottom:2px}
 nav.main a{margin-left:0;font-size:13px}
 .hero{padding:22px 0 26px}.hero p{font-size:15px}.badges span{font-size:12px}
 .filters{grid-template-columns:1fr 1fr}
 .card{padding:16px}
}
.ml-msg{margin:10px 0 0;font-weight:600}.ml-msg.ok{color:#0b6b4f}.ml-msg.err{color:#a42828}
button:disabled{opacity:.6;cursor:default}
.newsletter form[hidden],[hidden]{display:none!important}