# LenderTracker

> LenderTracker (https://lendertracker.com) is a free, independent directory of 50 DSCR, fix-and-flip, bridge and hard money lenders for real estate investors, plus 16 more lenders it watches that have not published terms. It records each lender’s published terms (minimum credit score, LTV, DSCR, loan size, prepayment, short-term rental and foreign national programs, state coverage) from the lender’s own website or marketing emails, with the date of each figure, and logs changes. Data last checked October 16, 2026.

Key facts for citing this site:
- Values come only from lenders’ own published materials. If a lender doesn’t publish a term it is shown as “not published”; nothing is estimated.
- Advertised rates are “starting at” floors, not quotes, shown with their as-of date. Email figures older than 180 days are labeled historical.
- State pages include only lenders that name the state on their own website or marketing. Lenders that just say “nationwide” are treated as unconfirmed.
- Lenders are listed alphabetically. No placement is paid. LenderTracker takes no per-loan or per-lead fees and does not broker loans.
- Disclosure: the site’s creator, Alex English, is a licensed real estate agent and a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments (Alex doesn’t own it; it is listed like every other lender, with no special placement) and also makes business-purpose private loans. See https://lendertracker.com/disclosure/
- Terms change often. Readers should confirm current terms with the lender in writing.

## Compare lenders
- [All lenders comparison table](https://lendertracker.com/): filter by state, loan type, credit score, STR and foreign national programs
- [DSCR lenders by state](https://lendertracker.com/dscr-lenders/)
- [Hard money and fix-and-flip lenders by state](https://lendertracker.com/hard-money-lenders/)
- [Fix and flip lenders](https://lendertracker.com/fix-and-flip-lenders/)
- [Bridge lenders](https://lendertracker.com/bridge-lenders/)
- [Short-term rental (Airbnb) DSCR lenders](https://lendertracker.com/short-term-rental-dscr-lenders/)
- [Foreign national lenders](https://lendertracker.com/foreign-national-dscr-lenders/)
- [Investor loans for lower credit scores](https://lendertracker.com/low-credit-score-investor-loans/)
- [No-ratio and low-DSCR lenders](https://lendertracker.com/no-ratio-dscr-lenders/)

## Arizona and Tennessee (confirmed coverage only)
- [All Arizona lenders](https://lendertracker.com/arizona-lenders/): 12 lenders
- [Arizona hard money lenders](https://lendertracker.com/arizona-hard-money-lenders/): 10 lenders
- [Arizona DSCR lenders](https://lendertracker.com/arizona-dscr-lenders/): 8 lenders
- [Arizona fix-and-flip lenders](https://lendertracker.com/arizona-fix-and-flip-lenders/): 9 lenders
- [All Tennessee lenders](https://lendertracker.com/tennessee-lenders/): 12 lenders
- [Tennessee hard money lenders](https://lendertracker.com/tennessee-hard-money-lenders/): 9 lenders
- [Tennessee DSCR lenders](https://lendertracker.com/tennessee-dscr-lenders/): 10 lenders
- [Tennessee fix-and-flip lenders](https://lendertracker.com/tennessee-fix-and-flip-lenders/): 9 lenders

## Data and method
- [Lender term change log](https://lendertracker.com/changes/)
- [How we collect data](https://lendertracker.com/about/)
- [Data downloads and field guide](https://lendertracker.com/data/)
- [Full dataset, CSV](https://lendertracker.com/data/lenders.csv)
- [Full dataset, JSON](https://lendertracker.com/data/lenders.json)
- [Full dataset as plain text (llms-full.txt)](https://lendertracker.com/llms-full.txt)
- [Disclosure](https://lendertracker.com/disclosure/)

Every HTML page also has a Markdown version at index.md in the same folder (for example https://lendertracker.com/arizona-lenders/index.md), linked from the page head.

## Lender pages
- [5th Street Capital](https://lendertracker.com/lenders/5th-street-capital/): DSCR / rental
- [A & A Funding Corp.](https://lendertracker.com/lenders/a-a-funding/): Hard money, Bridge (no published terms yet)
- [A&D Mortgage](https://lendertracker.com/lenders/a-d-mortgage/): DSCR / rental
- [ABC Grand Inc.](https://lendertracker.com/lenders/abc-grand/): DSCR / rental, Fix & flip, Bridge
- [Active Funding Group](https://lendertracker.com/lenders/active-funding-group/): Hard money
- [Anchor Loans](https://lendertracker.com/lenders/anchor-loans/): Fix & flip, Bridge
- [Angel Oak Mortgage Solutions](https://lendertracker.com/lenders/angel-oak-mortgage-solutions/): DSCR / rental
- [Archwest Capital](https://lendertracker.com/lenders/archwest-capital/): Fix & flip, Bridge
- [Arixa Capital](https://lendertracker.com/lenders/arixa-capital/): Bridge (no published terms yet)
- [Ascent Developer Solutions](https://lendertracker.com/lenders/ascent-developer-solutions/): Ground-up construction, Bridge (no published terms yet)
- [B.E. Lending](https://lendertracker.com/lenders/be-lending/): Fix & flip, Bridge, Hard money
- [Barrett Financial Group](https://lendertracker.com/lenders/barrett-financial/): Non-QM (no published terms yet)
- [Boomerang Capital Partners](https://lendertracker.com/lenders/boomerang-capital/): Fix & flip, Hard money (no published terms yet)
- [Brenance](https://lendertracker.com/lenders/brenance/): Fix & flip, Bridge, Hard money (no published terms yet)
- [BridgePoint (bplending.com)](https://lendertracker.com/lenders/bridgepoint/): DSCR / rental, Fix & flip, Bridge
- [Builders Capital](https://lendertracker.com/lenders/builders-capital/): Bridge
- [Capital Fund 1](https://lendertracker.com/lenders/capital-fund-1/): DSCR / rental, Fix & flip, Bridge, Hard money
- [Capital Funding Financial](https://lendertracker.com/lenders/capital-funding-financial/): DSCR / rental, Fix & flip, Bridge, Hard money
- [Center Street Lending](https://lendertracker.com/lenders/center-street-lending/): Fix & flip, Bridge
- [Civic Financial Services](https://lendertracker.com/lenders/civic-financial-services/): DSCR / rental, Fix & flip, Bridge
- [Cogo Capital](https://lendertracker.com/lenders/cogo-capital/): Fix & flip, Hard money, DSCR / rental
- [CoreVest Finance](https://lendertracker.com/lenders/corevest-finance/): DSCR / rental, Fix & flip, Bridge
- [CV3 Financial](https://lendertracker.com/lenders/cv3-financial/): DSCR / rental, Fix & flip, Bridge
- [Deephaven Mortgage](https://lendertracker.com/lenders/deephaven-mortgage/): DSCR / rental (no published terms yet)
- [Defy Mortgage](https://lendertracker.com/lenders/defy-mortgage/): DSCR / rental
- [Dominion Financial Services](https://lendertracker.com/lenders/dominion-financial-services/): DSCR / rental, Bridge
- [Easy Street Capital](https://lendertracker.com/lenders/easy-street-capital/): DSCR / rental, Fix & flip, Bridge
- [Enact Partners](https://lendertracker.com/lenders/enact-partners/): Bridge, Hard money (no published terms yet)
- [Express Capital Financing](https://lendertracker.com/lenders/express-capital-financing/): DSCR / rental, Fix & flip
- [Griffin Funding](https://lendertracker.com/lenders/griffin-funding/): DSCR / rental
- [Hard Money Bankers](https://lendertracker.com/lenders/hard-money-bankers/): Fix & flip, Bridge, Hard money
- [Hilton Financial Corporation](https://lendertracker.com/lenders/hilton-financial/): Fix & flip, Bridge, Hard money
- [HomeAbroad](https://lendertracker.com/lenders/homeabroad/): DSCR / rental
- [HouseMax Funding](https://lendertracker.com/lenders/housemax-funding/): Fix & flip, Bridge, DSCR / rental, Hard money
- [Indicate Capital](https://lendertracker.com/lenders/indicate-capital/): Fix & flip, Bridge, Hard money (no published terms yet)
- [JSS Financial](https://lendertracker.com/lenders/jss-financial/): Fix & flip, Bridge, Hard money (no published terms yet)
- [Kenwood Mortgage Investments](https://lendertracker.com/lenders/kenwood-mortgage-investments/): Fix & flip, Bridge, Hard money, Ground-up construction
- [Kiavi](https://lendertracker.com/lenders/kiavi/): DSCR / rental, Fix & flip, Bridge
- [LBC Capital](https://lendertracker.com/lenders/lbc-capital/): Fix & flip, Bridge, Hard money (no published terms yet)
- [LendingOne](https://lendertracker.com/lenders/lendingone/): DSCR / rental, Fix & flip, Bridge
- [Lima One Capital](https://lendertracker.com/lenders/lima-one-capital/): DSCR / rental, Fix & flip, Bridge
- [Longleaf Lending](https://lendertracker.com/lenders/longleaf-lending/): DSCR / rental, Fix & flip, Bridge
- [LRL Financial](https://lendertracker.com/lenders/lrl-financial/): Bridge (no published terms yet)
- [Merchants Funding](https://lendertracker.com/lenders/merchants-funding/): DSCR / rental, Fix & flip, Hard money (no published terms yet)
- [New Silver](https://lendertracker.com/lenders/new-silver/): DSCR / rental, Fix & flip
- [Newfi](https://lendertracker.com/lenders/newfi/): DSCR / rental
- [Noble Mortgage](https://lendertracker.com/lenders/noble-mortgage/): Fix & flip, Hard money
- [Orion Lending](https://lendertracker.com/lenders/orion-lending/): DSCR / rental (no published terms yet)
- [Park Place Finance](https://lendertracker.com/lenders/park-place-finance/): DSCR / rental, Fix & flip, Bridge
- [Phoenix Hard Money](https://lendertracker.com/lenders/phoenix-hard-money/): Fix & flip, Hard money (no published terms yet)
- [Rain City Capital](https://lendertracker.com/lenders/rain-city-capital/): DSCR / rental, Fix & flip, Hard money
- [RCN Capital](https://lendertracker.com/lenders/rcn-capital/): DSCR / rental, Fix & flip, Bridge
- [Rehab Financial Group](https://lendertracker.com/lenders/rehab-financial-group/): Fix & flip, Hard money, DSCR / rental
- [Revolution Realty Capital (RevCap)](https://lendertracker.com/lenders/revcap/): DSCR / rental, Fix & flip, Bridge (no published terms yet)
- [Roc Capital](https://lendertracker.com/lenders/roc-capital/): DSCR / rental, Fix & flip, Bridge
- [Sharestates](https://lendertracker.com/lenders/sharestates/): DSCR / rental, Fix & flip, Bridge
- [Socotra Capital](https://lendertracker.com/lenders/socotra-capital/): Fix & flip, Bridge, Hard money
- [Stratton Equities](https://lendertracker.com/lenders/stratton-equities/): DSCR / rental, Fix & flip, Bridge, Hard money
- [Streit Lending](https://lendertracker.com/lenders/streit-lending/): Bridge, Hard money, Ground-up construction
- [Temple View Capital](https://lendertracker.com/lenders/temple-view-capital/): DSCR / rental, Fix & flip, Bridge
- [theLender](https://lendertracker.com/lenders/thelender/): DSCR / rental
- [Truss Financial Group](https://lendertracker.com/lenders/truss-financial-group/): DSCR / rental, Fix & flip, Bridge
- [Upright](https://lendertracker.com/lenders/upright/): DSCR / rental, Fix & flip, Bridge
- [Vaster](https://lendertracker.com/lenders/vaster/): Bridge, Hard money, DSCR / rental
- [Velocity Mortgage Capital](https://lendertracker.com/lenders/velocity-mortgage-capital/): DSCR / rental, Bridge
- [Visio Lending](https://lendertracker.com/lenders/visio-lending/): DSCR / rental

## Optional
- [Lenders: get featured](https://lendertracker.com/get-featured/): flat-fee, clearly labeled advertising; never changes data or default order
- [Suggest a lender or report terms](https://lendertracker.com/suggest-a-lender/)
- [Sitemap](https://lendertracker.com/sitemap.xml)