--- title: "Tennessee Fix and Flip Lenders (2026): 9 Compared" description: "9 fix-and-flip lenders that confirm they lend in Tennessee, with “starting at” rates, LTV, FICO and loan size where published, each dated. Free and independent." canonical: https://lendertracker.com/tennessee-fix-and-flip-lenders/ last_updated: 2026-10-16 content_signal: "search=yes, ai-input=yes, ai-train=yes" --- Canonical URL: (this is the Markdown version of that page). Last updated October 16, 2026. # Tennessee Fix and Flip Lenders 9 lenders confirm Tennessee coverage. Terms checked October 16, 2026. LenderTracker is an independent directory. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. [Full disclosure](https://lendertracker.com/disclosure/). 9 lenders we track say they lend in Tennessee and offer short-term purchase-and-rehab loans. This list only includes lenders that name Tennessee on their website or in their own marketing. It’s a starting point for comparison, not a recommendation. Terms change often, so confirm everything with the lender. 9 lenders · data checked October 16, 2026 More in Tennessee: [All Tennessee lenders (12)](https://lendertracker.com/tennessee-lenders/) · [Tennessee hard money lenders (9)](https://lendertracker.com/tennessee-hard-money-lenders/) · [Tennessee DSCR lenders (10)](https://lendertracker.com/tennessee-dscr-lenders/) | Lender | Loan types | Advertised rate (“starting at”) | Max purchase LTV | Min FICO | Loan size | State coverage source | |---|---|---|---|---|---|---| | [B.E. Lending](https://lendertracker.com/lenders/be-lending/) · Direct and wholesale | Fix & flip, Bridge, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [Capital Fund 1](https://lendertracker.com/lenders/capital-fund-1/) · Direct and wholesale | DSCR / rental, Fix & flip, Bridge, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [Hilton Financial Corporation](https://lendertracker.com/lenders/hilton-financial/) · Not published | Fix & flip, Bridge, Hard money | Not published | 69% (as of October 13, 2026) | Not published | Not published | Lender’s own marketing | | [LendingOne](https://lendertracker.com/lenders/lendingone/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | Not published | $85K–$3M (checked October 16, 2026) | Lender’s website | | [Lima One Capital](https://lendertracker.com/lenders/lima-one-capital/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | Not published | $100K–$5M (checked October 16, 2026) | Lender’s website | | [Longleaf Lending](https://lendertracker.com/lenders/longleaf-lending/) · Direct to investors | DSCR / rental, Fix & flip, Bridge | Not published | 80% (checked October 16, 2026) | 640 (checked October 16, 2026) | $75K–$2M (checked October 16, 2026) | Lender’s website | | [New Silver](https://lendertracker.com/lenders/new-silver/) · Direct to investors | DSCR / rental, Fix & flip | Not published | 80% (checked October 16, 2026) | 650 (checked October 16, 2026) | $100K–$5M (checked October 16, 2026) | Lender’s website | | [Rain City Capital](https://lendertracker.com/lenders/rain-city-capital/) · Direct to investors | DSCR / rental, Fix & flip, Hard money | Not published | Not published | Not published | Not published | Lender’s own marketing | | [Rehab Financial Group](https://lendertracker.com/lenders/rehab-financial-group/) · Direct to investors | Fix & flip, Hard money, DSCR / rental | Not published | Not published | 640 (checked October 16, 2026) | $100K–$1.25M (checked October 16, 2026) | Lender’s website | Rates are advertised “starting at” floors from the lender’s own published materials, not quotes, each shown with the date it was published. “Not published” means we didn’t find that figure on the lender’s site or in its marketing. We never estimate. Figures without an email date come from the lender’s website on the date checked. Lenders that say “nationwide” without listing states aren’t included, because their coverage is unknown. Lenders are listed alphabetically and no placement is paid. [How we collect data](https://lendertracker.com/about/). ## 1 more lender we’re watching in Tennessee (no published terms) These lenders exist and offer the loan types shown (we checked their websites), but haven’t published terms we can show yet. We don’t show any terms for them. Contact them directly for pricing. - [Boomerang Capital Partners](https://lendertracker.com/lenders/boomerang-capital/) (AZ) (TN) Fix & flip, Hard money ## Before you apply Give each lender the same scenario (property address, price or value, rehab budget or rent, credit score, loan amount, exit plan) and compare written term sheets: rate, points, fees, max LTV or LTC, reserves and any prepayment penalty. Business-purpose lending rules vary by state, so confirm the lender can close in Tennessee for your property type. [Open the full comparison table filtered to Tennessee →](https://lendertracker.com/?state=TN) ## Tennessee fix-and-flip lender FAQ ### How many fix-and-flip lenders lend in Tennessee? 9 lenders we track say on their own website or in their own marketing that they lend in Tennessee and offer short-term purchase-and-rehab loans: B.E. Lending, Capital Fund 1, Hilton Financial Corporation, LendingOne, Lima One Capital, Longleaf Lending, New Silver, Rain City Capital and Rehab Financial Group. Lenders that only say “nationwide” without listing states aren’t counted, because their coverage is unknown. We’re also watching 1 more that haven’t published terms. ### What is the lowest minimum credit score fix-and-flip lenders in Tennessee publish? 3 of the 9 fix-and-flip lenders publish a minimum credit score. The lowest published minimum is 640 (Longleaf Lending and Rehab Financial Group). 6 don’t publish one on the pages we checked. A lender’s lowest minimum often applies to only one program, so check the program details. ### What is the highest purchase LTV fix-and-flip lenders in Tennessee publish? The highest published max purchase LTV is 80% (LendingOne, Lima One Capital, Longleaf Lending and New Silver). 5 of the 9 publish a max purchase LTV. Maximums usually depend on credit score, experience and property type. ### What loan sizes do fix-and-flip lenders in Tennessee offer? Among lenders that publish loan sizes, the smallest published minimum loan is $75K (Longleaf Lending) and the largest published maximum is $5M (Lima One Capital and New Silver). ### Do fix-and-flip lenders in Tennessee publish interest rates? None of the 9 fix-and-flip lenders has published a current advertised starting rate that we’ve found (we treat anything older than 180 days as historical). Expect to request a written term sheet for your scenario. ### Does LenderTracker get paid to list or rank these lenders? No. Lenders are listed alphabetically, no placement is paid, and LenderTracker takes no per-loan or per-lead fees. Our disclosure page explains who runs the site and any relationships. Information on LenderTracker is for general research only and is not lending, legal, tax or investment advice. Not an offer or commitment to lend. Lender names and trademarks belong to their owners. © 2026 LenderTracker. --- Disclosure: LenderTracker is created by Alex English, a licensed real estate agent and a licensed mortgage loan originator (MLO) with Kenwood Mortgage Investments (Alex doesn't own it; it is listed like every other lender, with no special placement). Alex also makes business-purpose private money loans. None of Alex's own private lending entities are listed. LenderTracker takes no per-loan or per-lead fees and does not broker loans. Full disclosure: https://lendertracker.com/disclosure/