Home / Methodology

How we collect data

Sourced, dated, and blank when unknown.

LenderTracker is an independent directory. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. Full disclosure.

Methodology

  • Every value comes from the lender's own public website (product pages, FAQs, published program highlights). Each lender page links its sources and shows the date checked.
  • If a lender doesn't publish a term, we leave it blank. We don't estimate or fill gaps from third-party sites.
  • Summary columns show the lender's long-term rental/DSCR program where it has one, otherwise its bridge program. "Min FICO" is the lowest minimum the lender publishes for any program, so check the program details.
  • Coverage: "Confirmed" means the lender lists the state or lists only a few excluded states. Lenders that just say "nationwide" are shown as unconfirmed. Verify with them.
  • We don't show interest rates in the table. Rates change daily and depend on your scenario.
  • Data is available as CSV and JSON.