Track investor lender terms and changes in one place

We track the published terms of 41 DSCR, fix-and-flip, bridge and hard money lenders: FICO minimums, LTVs, DSCR floors, loan sizes, prepay options and state coverage. We re-check them and flag changes so you don’t have to. Filter by state, loan type, credit score, short-term rental and foreign national programs. Every number links to the lender’s own website.

Tracking 41 lendersSourced from lender sitesLast checked October 16, 2026Changes in the newsletterNo pay-to-rank
LenderTracker is an independent directory. We don't broker loans, don't take per-loan or per-lead fees, and don't rank lenders for pay. Terms change often: confirm everything with the lender. Full disclosure.

The credit score filter hides lenders whose published minimum is above your score. Lenders that don't publish a minimum stay visible. A dash (—) means the lender doesn't publish that term on the pages we checked.

41 lendersWhat changed · Download CSV · Data checked October 16, 2026
LenderLoan typesMin FICOMax purchase LTVMax cash-out LTVMin DSCRLoan sizeSTRForeign nationalCoverage
5th Street CapitalWholesale (broker-facing) DSCR / rental66085%80% No-ratio option$250K–$3.5MYesYes —
A&D MortgageDirect to investors DSCR / rental——— As low as 0 (no-ratio)Up to $3MYesYes —
Anchor LoansDirect to investors Fix & flipBridge——— ———— Homepage: lending in 48 states.
Angel Oak Mortgage SolutionsWholesale (through brokers) DSCR / rental68085%— Below 1.0 / no-DSCR options$100K–$3MYesYes —
Archwest CapitalDirect to investors Fix & flipBridge68080%75% —$150K–$5M—— Describes financing fix-and-flip projects nationwide.
BridgePoint (bplending.com)Direct to investors DSCR / rentalFix & flipBridge——— ———— 44 states + DC (specific states not listed in text).
Builders CapitalDirect to investors Bridge——— ———— Describes a nationwide presence.
Capital Funding FinancialDirect to investors DSCR / rentalFix & flipBridgeHard money66080%— 0.75x$200K–$10M—Yes —
Center Street LendingDirect to investors Fix & flipBridge65080%— —$200K–$10M—— States 'lending throughout the United States'; other states …
Civic Financial ServicesDirect to investors DSCR / rentalFix & flipBridge66080%75% —$50K–$3M—Yes —
Cogo CapitalDirect to investors Fix & flipHard moneyDSCR / rental60080%— —$50K–$3M—— Says it serves investors across America.
CoreVest FinanceDirect to investors DSCR / rentalFix & flipBridge—80%— 0.8xFrom $75KYes— —
CV3 FinancialDirect to investors DSCR / rentalFix & flipBridge—80%80% Minimal DSCR requirements$75K–$5M—— —
Defy MortgageDirect to investors DSCR / rental64085%80% 0.75x——Yes 40 states
Dominion Financial ServicesDirect to investors DSCR / rentalBridge64080%— ——Yes— All 50 + DC
Easy Street CapitalDirect to investors DSCR / rentalFix & flipBridge600—— No minimum$75K–$5MYes— DSCR in 48 states. Fix-and-flip excludes LA, MN, ND, SD and …
Express Capital FinancingDirect to investors DSCR / rentalFix & flip60085%75% 1.0x (no-DSCR option)$50K–$3MYesYes DSCR nationwide. Fix-and-flip nationwide except ND, SD, NV, …
Griffin FundingDirect to investors DSCR / rental62085%80% No minimum$100K–$4.5MYesYes All 50 + DC
Hard Money BankersDirect to investors Fix & flipBridgeHard money——— ———— —
HomeAbroadMortgage company focused on foreign nationals DSCR / rental—75%70% 0.75xFrom $100KYesYes —
HouseMax FundingDirect to investors Fix & flipBridgeDSCR / rentalHard money640—— —From $85K—— Describes nationwide lending.
KiaviDirect to investors DSCR / rentalFix & flipBridge—80%— 0.8x$75K–$5M—— Homepage states lending in 49 states + DC (excluded state no…
LendingOneDirect to investors DSCR / rentalFix & flipBridge—80%75% 0.75x$85K–$3MYes— 47 states
Lima One CapitalDirect to investors DSCR / rentalFix & flipBridge—80%75% 1x$100K–$5MYes— 47 states
Longleaf LendingDirect to investors DSCR / rentalFix & flipBridge64080%— Typically >1.0$75K–$2MYes— All 50 + DC
New SilverDirect to investors DSCR / rentalFix & flip65080%— 0.75x$100K–$5MYes— All 50 + DC
NewfiDirect to investors DSCR / rental64080%80% 0.75x—Yes— —
Noble MortgageDirect to investors Fix & flipHard money650—— —$50K–$2M—— —
Park Place FinanceDirect to investors DSCR / rentalFix & flipBridge66085%75% 0.75x$100K–$5MYes— Lends in 46 states (specific states not listed in text).
RCN CapitalDirect to investors DSCR / rentalFix & flipBridge65080%75% 1x$70K–$3M—— Describes itself as a nationwide private, direct lender.
Rehab Financial GroupDirect to investors Fix & flipHard moneyDSCR / rental640—75% —$100K–$1.25M—— 18 states
Roc CapitalDirect to investors DSCR / rentalFix & flipBridge66080%75% —$50K–$3M—Yes —
Socotra CapitalDirect to investors Fix & flipBridgeHard money——— —$100K–$20M—— —
Stratton EquitiesDirect to investors DSCR / rentalFix & flipBridgeHard money60085%— —$100K–$5M—Yes Describes itself as a nationwide private money and non-QM le…
Temple View CapitalDirect to investors DSCR / rentalFix & flipBridge66080%— 0.75x$55K–$6MYesYes Describes nationwide lending.
theLenderDirect to investors DSCR / rental——— —$100K–$3.5MYes— Homepage: licensed in 48 states.
Truss Financial GroupDirect to investors DSCR / rentalFix & flipBridge620—— ———— —
UprightDirect to investors DSCR / rentalFix & flipBridge66080%75% 0.9x$100K–$3MYes— —
VasterDirect to investors BridgeHard moneyDSCR / rental—65%— No DSCR ratio option——Yes FL, NY
Velocity Mortgage CapitalWholesale (through brokers) DSCR / rentalBridge——— ———Yes —
Visio LendingDirect to investors DSCR / rental68085%— ——YesNo Describes nationwide DSCR lending.

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