Summary of published terms
- Loan types
- DSCR / rental
- Channel
- Wholesale (broker-facing)
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 85%
- Max cash-out LTV
- 80%
- Min DSCR
- No-ratio option
- Loan size
- $250K–$3.5M
- Prepayment penalty
- Not published
- Short-term rentals
- Yes
- Foreign nationals
- Yes
- Coverage
- Not published
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $250K–$3.5M
- Min FICO
- 660
- Max LTV
- 85% purchase / 80% cash-out (to $1.0M); STR to 80%
Foreign national program
- Loan size
- $200K–$3M