Summary of published terms
- Loan types
- DSCR / rental
- Channel
- Direct to investors
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- As low as 0 (no-ratio)
- Loan size
- Up to $3M
- Prepayment penalty
- Not published
- Short-term rentals
- Yes
- Foreign nationals
- Yes
- Coverage
- Not published
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- Up to $3M
- Min DSCR
- No-ratio available
- Notes
- DSCR <1 requires 680 FICO; STR up to 80% CLTV
Foreign national program
- Notes
- FICO 660 or no score; up to 75% CLTV purchase / 70% cash-out; up to $3M