Summary of published terms
- Loan types
- DSCR / rental
- Channel
- Wholesale (through brokers)
- Min FICO (lowest stated)
- 680
- Max purchase LTV
- 85%
- Max cash-out LTV
- Not published
- Min DSCR
- Below 1.0 / no-DSCR options
- Loan size
- $100K–$3M
- Prepayment penalty
- Not published
- Short-term rentals
- Yes
- Foreign nationals
- Yes
- Coverage
- Not published
Note: Business-purpose loans offered through approved broker clients.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $100K–$3M
- Min FICO
- 680
- Max LTV
- 75% at 680 FICO; 85% max at 720+
- Min DSCR
- <1.0 and no-DSCR available
Foreign national program
- Notes
- Investment property only; 1.0 DSCR typically required