Summary of published terms
- Loan types
- Fix & flipBridgeHard money
- Channel
- Direct and wholesale
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- Not published
- Prepayment penalty
- Not published
- Arizona / Tennessee
- Lends in Arizona; Lends in Tennessee
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Phoenix, AZ office; lender email says it lends in Tennessee.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms from the lender’s marketing emails
Pulled from B.E. Lending’s own mass-marketing emails, each with the date it was published. Advertised rates are “starting at” floors unless marked as a range, not quotes. Anything not shown here was not published.
Historical, not current pricing
These figures are more than 180 days old. Shown for the record only. Don’t rely on them as current terms.
| Term | Published value | As of |
|---|---|---|
| Rehab holdback | construction draw allowance $270k on a deal funded $539k at acquisition (single case study) | May 13, 2025 |