Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridgeHard money
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 80%
- Max cash-out LTV
- Not published
- Min DSCR
- 0.75x
- Loan size
- $200K–$10M
- Prepayment penalty
- DSCR: 5/4/3/2/1, 3/2/1 or none. Fix-and-flip: no-prepay options.
- Short-term rentals
- —
- Foreign nationals
- Yes
- Coverage
- Not published
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $200K–$10M
- Min FICO
- 660
- Max LTV
- Up to 80%
- Min DSCR
- 1.10x / 1.00x / 0.75x options
- Prepayment
- 5/4/3/2/1, 3/2/1, none
Fix & flip program
- Min FICO
- 660
- Leverage
- Up to 90% LTC
- Notes
- Exceptions down to 620
Foreign national program
- Loan size
- $200K–$10M
- Max LTV
- 75%