Summary of published terms
- Loan types
- Fix & flipBridgeHard money
- Channel
- Not published
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- 69% as of October 13, 2026
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- Not published
- Prepayment penalty
- no prepayment penalties as of October 1, 2026
- Arizona / Tennessee
- Lends in Arizona; Lends in Tennessee
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Lender's site and emails: currently lending in AZ, CO, HI, OH, TN, TX and UT.
Arizona, Colorado, Hawaii, Ohio, Tennessee, Texas, Utah
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms from the lender’s marketing emails
Pulled from Hilton Financial Corporation’s own mass-marketing emails, each with the date it was published. Advertised rates are “starting at” floors unless marked as a range, not quotes. Anything not shown here was not published.
Recent (last 180 days)
| Term | Published value | As of |
|---|---|---|
| Rate notes | rate and points depend on percent of down payment | October 15, 2026 |
| Max LTV | Up to 69% | October 13, 2026 |
| Max loan-to-cost | Up to 80% | October 13, 2026 |
| Term | 1-3 years | October 15, 2026 |
| Interest-only | Available | October 15, 2026 |
| Origination points | no-point refinance product available | September 24, 2026 |
| Prepayment | no prepayment penalties | October 1, 2026 |