Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- 80%
- Max cash-out LTV
- Not published
- Min DSCR
- 0.8x
- Loan size
- $75K–$5M
- Prepayment penalty
- DSCR: no prepayment penalty after year 3. Fix-and-flip & bridge: no prepayment penalty.
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Homepage states lending in 49 states + DC (excluded state not listed on pages checked).
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Max LTV
- 80%
- Min DSCR
- 0.8x
- Prepayment
- None after year 3
Fix & flip program
- Loan size
- $100K–$5MM
- Leverage
- Up to 95% LTC (FAQ) / up to 80% ARV, 100% of rehab
- Prepayment
- None
Bridge program
- Loan size
- $75K–$5MM
- Leverage
- Up to 100% LTC / 80% ARV
- Prepayment
- None