Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- 80%
- Max cash-out LTV
- 75%
- Min DSCR
- 1x
- Loan size
- $100K–$5M
- Prepayment penalty
- Rental: prepayment options; pay higher fee/rate for low or no prepay.
- Short-term rentals
- Yes
- Foreign nationals
- —
- Coverage
- Does not lend in AK, ND, SD, VT (site footer).
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming, Washington, D.C.
Note: Min FICO 700 is stated for the short-term rental program; standard rental FICO not stated on page checked.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $100K–$2.5M
- Max LTV
- 80% purchase & rate/term / 75% cash-out
- Min DSCR
- 1.0x
Short-term rental program
- Min FICO
- 700
- Max LTV
- 75% purchase / 70% cash-out
- Min DSCR
- 1.3x
Fix & flip program
- Loan size
- $100K–$5M
- Leverage
- Up to 95% LTC, 75% LTARV