Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 640
- Max purchase LTV
- 80%
- Max cash-out LTV
- Not published
- Min DSCR
- Typically >1.0
- Loan size
- $75K–$2M
- Prepayment penalty
- Rental: 5/4/3/2/1, 4/3/2/1, 3/2/1, 2/1, 1-year or none.
- Short-term rentals
- Yes
- Foreign nationals
- —
- Coverage
- Lists 30-year DSCR rental loans in all states.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $75K–$2M
- Min FICO
- 640
- Max LTV
- 80% (as-is)
- Prepayment
- 5-yr step-down to none
Fix & flip program
- Loan size
- $75K–$750K
- Min FICO
- 640
- Leverage
- Up to 95% LTC, 70% ARV