Summary of published terms
- Loan types
- DSCR / rentalFix & flip
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 650
- Max purchase LTV
- 80%
- Max cash-out LTV
- Not published
- Min DSCR
- 0.75x
- Loan size
- $100K–$5M
- Prepayment penalty
- Not published
- Short-term rentals
- Yes
- Foreign nationals
- —
- Coverage
- Lists all 50 states + DC for rental loans.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $150K–$3M
- Min FICO
- 660
- Max LTV
- 80%
- Min DSCR
- 0.75x
Fix & flip program
- Loan size
- $100K–$5M
- Min FICO
- 650
- Leverage
- Up to 90% LTC, up to 100% construction