Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 650
- Max purchase LTV
- 80%
- Max cash-out LTV
- 75%
- Min DSCR
- 1x
- Loan size
- $70K–$3M
- Prepayment penalty
- Fix-and-flip: N/A (none).
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Describes itself as a nationwide private, direct lender.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $70K–$1.5M
- Min FICO
- 660
- Max LTV
- 80% purchase / 75% cash-out
- Min DSCR
- 1.00x
Fix & flip program
- Loan size
- $75K–$2M (1–4 units); $250K–$3M (5+)
- Min FICO
- 650
- Leverage
- Up to 100% purchase + 100% rehab, max 75% ARV
- Prepayment
- N/A
Bridge program
- Loan size
- $250K–$2M (multifamily)
- Min FICO
- 650
- Max LTV
- 75% purchase / 70% refi / 65% cash-out