Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 80%
- Max cash-out LTV
- 75%
- Min DSCR
- Not published
- Loan size
- $50K–$3M
- Prepayment penalty
- Not published
- Short-term rentals
- —
- Foreign nationals
- Yes
- Coverage
- Not published
Note: Roc Capital and Civic are both Roc360 brands; published terms are similar.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $75K–$2MM
- Min FICO
- 660
- Max LTV
- 80% purchase & R/T / 75% cash-out
- Notes
- Foreign nationals 65% LTV
Fix & flip program
- Loan size
- $50K–$3MM
- Leverage
- Up to 90% LTC, 75% ARLTV, 100% rehab