Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct and wholesale
- Min FICO (lowest stated)
- Not published
- Max purchase LTV
- Not published
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- Not published
- Prepayment penalty
- Not published
- Arizona / Tennessee
- Not published
- Short-term rentals
- —
- Foreign nationals
- —
- Coverage
- Not published
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Terms from the lender’s marketing emails
Pulled from Sharestates’s own mass-marketing emails, each with the date it was published. Advertised rates are “starting at” floors unless marked as a range, not quotes. Anything not shown here was not published.
Historical, not current pricing
These figures are more than 180 days old. Shown for the record only. Don’t rely on them as current terms.
| Term | Published value | As of |
|---|---|---|
| Advertised rate | Starting at 7.25% (advertised floor) | January 4, 2024 |
| Max LTV | Up to 80% | December 18, 2023 |
| Max loan-to-cost | Up to 80% | December 18, 2023 |
| Min FICO | 650 | January 4, 2024 |
| Min loan | $75,000 | December 18, 2023 |
| Max loan | $2.5M | January 4, 2024 |
| Origination points | 0 points | January 10, 2024 |
| Promotion | 0% origination fee on 1-4 Family DSCR + Fix & Flip loans signed before 2/1/24 | January 10, 2024 |