Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridgeHard money
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 600
- Max purchase LTV
- 85%
- Max cash-out LTV
- Not published
- Min DSCR
- Not published
- Loan size
- $100K–$5M
- Prepayment penalty
- DSCR: no-prepayment-penalty option available.
- Short-term rentals
- —
- Foreign nationals
- Yes
- Coverage
- Describes itself as a nationwide private money and non-QM lender.
Note: DSCR page: 'credit scores above 600 are qualified'.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $100K–$5M
- Min FICO
- 600
- Max LTV
- Up to 85%
- Prepayment
- No-PPP option
Fix & flip program
- Loan size
- $100K–$5M
- Leverage
- Up to 90% purchase, 100% rehab, 75% ARV