Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 80%
- Max cash-out LTV
- Not published
- Min DSCR
- 0.75x
- Loan size
- $55K–$6M
- Prepayment penalty
- Not published
- Short-term rentals
- Yes
- Foreign nationals
- Yes
- Coverage
- Describes nationwide lending.
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $55K–$2.5M
- Min FICO
- 660
- Max LTV
- Up to 80%
- Min DSCR
- 0.75x LTR / 1.0x STR
Fix & flip program
- Loan size
- $75K–$6M
- Leverage
- Up to 90% LTV, 75% LTARV