Summary of published terms
- Loan types
- DSCR / rentalFix & flipBridge
- Channel
- Direct to investors
- Min FICO (lowest stated)
- 660
- Max purchase LTV
- 80%
- Max cash-out LTV
- 75%
- Min DSCR
- 0.9x
- Loan size
- $100K–$3M
- Prepayment penalty
- Choose 0, 1, 2, 3, 4 or 5 years.
- Short-term rentals
- Yes
- Foreign nationals
- —
- Coverage
- Not published
Note: Short-term rentals on refinances only (purchases not currently eligible).
Summary fields show the lender’s rental/DSCR program where it has one, otherwise its bridge program. Loan size spans all programs listed.
Program details
DSCR / rental program
- Loan size
- $100K–$3M per property ($5M portfolio)
- Min FICO
- 660
- Max LTV
- 80% purchase & R/T / 75% cash-out
- Min DSCR
- 0.90x LTR / 1.15x STR
- Prepayment
- 0–5 years