Short-term rehab lenders. Compare loan-to-cost (LTC), max after-repair value (ARV), how much of the rehab budget is financed, draw speed, and whether there’s a prepayment penalty or exit fee.
28 lenders · checked October 16, 2026 · open full table with filters
| Lender | Loan types | Min FICO | Max purchase LTV | Max cash-out LTV | Min DSCR | Loan size | STR | Foreign national | Coverage |
|---|---|---|---|---|---|---|---|---|---|
| Anchor LoansDirect to investors | Fix & flipBridge | — | — | — | — | — | — | — | Homepage: lending in 48 states. State not confirmed. Verify. |
| Archwest CapitalDirect to investors | Fix & flipBridge | 680 | 80% | 75% | — | $150K–$5M | — | — | Describes financing fix-and-flip projects nationwide. State not confirmed. Verify. |
| BridgePoint (bplending.com)Direct to investors | DSCR / rentalFix & flipBridge | — | — | — | — | — | — | — | 44 states + DC (specific states not listed in text). State not confirmed. Verify. |
| Capital Funding FinancialDirect to investors | DSCR / rentalFix & flipBridgeHard money | 660 | 80% | — | 0.75x | $200K–$10M | — | Yes | — State not confirmed. Verify. |
| Center Street LendingDirect to investors | Fix & flipBridge | 650 | 80% | — | — | $200K–$10M | — | — | States 'lending throughout the United States'; other states … State not confirmed. Verify. |
| Civic Financial ServicesDirect to investors | DSCR / rentalFix & flipBridge | 660 | 80% | 75% | — | $50K–$3M | — | Yes | — State not confirmed. Verify. |
| Cogo CapitalDirect to investors | Fix & flipHard moneyDSCR / rental | 600 | 80% | — | — | $50K–$3M | — | — | Says it serves investors across America. State not confirmed. Verify. |
| CoreVest FinanceDirect to investors | DSCR / rentalFix & flipBridge | — | 80% | — | 0.8x | From $75K | Yes | — | — State not confirmed. Verify. |
| CV3 FinancialDirect to investors | DSCR / rentalFix & flipBridge | — | 80% | 80% | Minimal DSCR requirements | $75K–$5M | — | — | — State not confirmed. Verify. |
| Easy Street CapitalDirect to investors | DSCR / rentalFix & flipBridge | 600 | — | — | No minimum | $75K–$5M | Yes | — | DSCR in 48 states. Fix-and-flip excludes LA, MN, ND, SD and … State not confirmed. Verify. |
| Express Capital FinancingDirect to investors | DSCR / rentalFix & flip | 600 | 85% | 75% | 1.0x (no-DSCR option) | $50K–$3M | Yes | Yes | DSCR nationwide. Fix-and-flip nationwide except ND, SD, NV, … State not confirmed. Verify. |
| Hard Money BankersDirect to investors | Fix & flipBridgeHard money | — | — | — | — | — | — | — | — State not confirmed. Verify. |
| HouseMax FundingDirect to investors | Fix & flipBridgeDSCR / rentalHard money | 640 | — | — | — | From $85K | — | — | Describes nationwide lending. State not confirmed. Verify. |
| KiaviDirect to investors | DSCR / rentalFix & flipBridge | — | 80% | — | 0.8x | $75K–$5M | — | — | Homepage states lending in 49 states + DC (excluded state no… State not confirmed. Verify. |
| LendingOneDirect to investors | DSCR / rentalFix & flipBridge | — | 80% | 75% | 0.75x | $85K–$3M | Yes | — | 47 states State not confirmed. Verify. |
| Lima One CapitalDirect to investors | DSCR / rentalFix & flipBridge | — | 80% | 75% | 1x | $100K–$5M | Yes | — | 47 states State not confirmed. Verify. |
| Longleaf LendingDirect to investors | DSCR / rentalFix & flipBridge | 640 | 80% | — | Typically >1.0 | $75K–$2M | Yes | — | All 50 + DC State not confirmed. Verify. |
| New SilverDirect to investors | DSCR / rentalFix & flip | 650 | 80% | — | 0.75x | $100K–$5M | Yes | — | All 50 + DC State not confirmed. Verify. |
| Noble MortgageDirect to investors | Fix & flipHard money | 650 | — | — | — | $50K–$2M | — | — | — State not confirmed. Verify. |
| Park Place FinanceDirect to investors | DSCR / rentalFix & flipBridge | 660 | 85% | 75% | 0.75x | $100K–$5M | Yes | — | Lends in 46 states (specific states not listed in text). State not confirmed. Verify. |
| RCN CapitalDirect to investors | DSCR / rentalFix & flipBridge | 650 | 80% | 75% | 1x | $70K–$3M | — | — | Describes itself as a nationwide private, direct lender. State not confirmed. Verify. |
| Rehab Financial GroupDirect to investors | Fix & flipHard moneyDSCR / rental | 640 | — | 75% | — | $100K–$1.25M | — | — | 18 states State not confirmed. Verify. |
| Roc CapitalDirect to investors | DSCR / rentalFix & flipBridge | 660 | 80% | 75% | — | $50K–$3M | — | Yes | — State not confirmed. Verify. |
| Socotra CapitalDirect to investors | Fix & flipBridgeHard money | — | — | — | — | $100K–$20M | — | — | — State not confirmed. Verify. |
| Stratton EquitiesDirect to investors | DSCR / rentalFix & flipBridgeHard money | 600 | 85% | — | — | $100K–$5M | — | Yes | Describes itself as a nationwide private money and non-QM le… State not confirmed. Verify. |
| Temple View CapitalDirect to investors | DSCR / rentalFix & flipBridge | 660 | 80% | — | 0.75x | $55K–$6M | Yes | Yes | Describes nationwide lending. State not confirmed. Verify. |
| Truss Financial GroupDirect to investors | DSCR / rentalFix & flipBridge | 620 | — | — | — | — | — | — | — State not confirmed. Verify. |
| UprightDirect to investors | DSCR / rentalFix & flipBridge | 660 | 80% | 75% | 0.9x | $100K–$3M | Yes | — | — State not confirmed. Verify. |